Indian Insurance Data — Q3 FY2025-26
In Q3 FY2025-26, 30 insurers reported solvency ratio data.28 met the IRDAI minimum of 1.5×. 2 were below the minimum.
Solvency Ratio — Q3 FY2025-26
General
| # | Insurer | Solvency |
|---|---|---|
| 1 | ECGC | 55.59× |
| 2 | Agriculture Insurance Company of India | 4.87× |
| 3 | Navi General Insurance | 4.60× |
| 4 | Zurich Kotak General Insurance | 3.61× |
| 5 | Bajaj Allianz General Insurance | 3.44× |
| 6 | Shriram General Insurance | 3.32× |
| 7 | Digit General Insurance | 2.30× |
| 8 | Raheja QBE General Insurance | 2.27× |
| 9 | HDFC ERGO General Insurance | 2.19× |
| 10 | Royal Sundaram General Insurance | 2.17× |
| 11 | SBI General Insurance | 2.12× |
| 12 | Chola MS General Insurance | 2.04× |
| 13 | Acko General Insurance | 2.01× |
| 14 | ICICI Lombard General Insurance | 2.00× |
| 15 | Tata AIG General Insurance | 1.89× |
| 16 | IFFCO Tokio General Insurance | 1.85× |
| 17 | Magma General Insurance | 1.81× |
| 18 | New India Assurance | 1.81× |
| 19 | Reliance General Insurance | 1.68× |
| 20 | Zuno General Insurance | 1.65× |
| 21 | Kshema General Insurance | 1.57× |
| 22 | National Insurance Company | -0.77×below min |
| 23 | Oriental Insurance Company | -1.52×below min |
Standalone Health
| # | Insurer | Solvency |
|---|---|---|
| 1 | Galaxy Health Insurance | 3.18× |
| 2 | Niva Bupa Health Insurance | 2.49× |
| 3 | Star Health Insurance | 2.14× |
| 4 | Narayana Health Insurance | 1.70× |
| 5 | Care Health Insurance | 1.70× |
| 6 | ManipalCigna Health Insurance | 1.56× |
| 7 | Aditya Birla Health Insurance | 1.53× |