Kshema General Insurance Crop Combined Ratio

554.2%
Q1 FY26-27
Lower is better

Kshema General Insurance's crop combined ratio was 554.17% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Segment-level combined ratio for Crop, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure). Below 100% = underwriting profitability for this segment specifically.

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Historical Data

PeriodValueSource formData as of
Q1 FY26-27554.2 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q4 FY25-26108.0 %NL-20-ANALYTICAL-RATIOS2026-11-03
Q3 FY25-26131.0 %NL-20-ANALYTICAL-RATIOS2026-10-27
Q2 FY25-26137.6 %NL-20-ANALYTICAL-RATIOS2026-10-27
Q1 FY25-2697.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-2595.0 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q4 FY23-2488.0 %NL-20-ANALYTICAL-RATIOS2026-10-29

Provenance

Reported by
Kshema General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
nl-20-analytical-ratios.pdf · Kshema General Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-25
Note
NL-20 segmental table, crop row immediately after label, col 8