Claim Settlement Ratio (Life) in Indian Insurance

%lifeDerived from regulatory data

Definition

Percentage of death claims settled (paid) out of total claims available for disposal in the period. Derived from L-40 reconciliation: claims paid ÷ (opening outstanding + intimated). Count-only — no amount-based CSR is possible from L-40 alone.

Note: Life L-40 is count-only. Do not conflate with the non-life CSR which also has an amount basis from NL-37.

Source form: L-40 ·Source documents

Related guides: Understanding Claim Settlement Ratio · How to Check IRDAI CSR

No data ingested yet for this metric.

Data is loaded quarterly from IRDAI filings.