Tata AIG General Insurance — Financial Performance
Tata AIG General Insurance's combined ratio was 111.0% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
Quarterly financial ratios — Q1 FY25-26 to Q1 FY26-27
| Metric | Q1 FY26-27 | Q4 FY25-26 | Q3 FY25-26 | Q2 FY25-26 | Q1 FY25-26 |
|---|---|---|---|---|---|
| incurred claims ratio | 74.0%+4.0 pts | 67.0% | 67.0% | 67.0% | 70.0% |
| net commission ratio | 20.0%−8.0 pts | 26.0% | 23.0% | 28.0% | 28.0% |
| expense ratio to gross premium | 32.0%+1.0 pts | 33.0% | 31.0% | 31.0% | 31.0% |
| combined ratio | 111.0%−4.0 pts | 110.0% | 109.0% | 113.0% | 115.0% |
| solvency ratio | 1.84×+0.02× | 1.91×+0.10× | 1.89×−0.11× | 1.79×−0.30× | 1.82×−0.38× |
| profit before tax | ₹261 crore−41.8% | ₹144 crore | ₹299 crore | ₹454 crore | ₹449 crore |
| profit after tax | ₹195 crore−41.8% | ₹109 crore | ₹225 crore | ₹339 crore | ₹335 crore |
The small figure under each number is the change from the same quarter a year earlier — in percentage points for ratios, as a percentage change for profit before/after tax. Shown only where this insurer has a filing from exactly that quarter a year ago; no figure means that comparison isn't available, not that nothing changed.
Expense ratio shown on a gross-direct-premium basis (GDP), per IRDAI's 2021 reform — not directly comparable to an insurer's net-written-premium (NWP) basis figure if quoted elsewhere. "Not disclosed" means this insurer's filing for that quarter didn't include this figure — not an estimate.
Full-year financial ratios
These are the insurer's own full-year figures, as filed with IRDAI for the whole fiscal year — not the same as adding up four quarters, since each quarter's own number above is a standalone snapshot for that quarter alone.
| Metric | FY25-26 |
|---|---|
| incurred claims ratio | 68.0% |
| net commission ratio | 26.0% |
| expense ratio to gross premium | 31.0% |
| combined ratio | 112.0% |
Provenance (combined ratio, latest quarter)
- Reported by
- Tata AIG General Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- NL_20_064a4a37b4.pdf · Tata AIG General Insurance's disclosure page
- Extracted by
- nonlife_adapter.py v1
- Last verified
- 2026-09-10
- Note
- NL-20 row-format label match: combined_ratio