New India Assurance — Revenue Mix & Quality of Business
The New India Assurance Company's revenue mix was led by Health at 51.1% of gross direct premium for Q1 FY26-27, as reported in IRDAI form NL-4.
combined ratio, Q1 FY26-27
121.4%
+5.3 pts
incurred claims ratio, Q1 FY26-27
103.4%
+3.6 pts
net commission ratio, Q1 FY26-27
8.4%
−0.1 pts
expense ratio to gross premium, Q1 FY26-27
16.8%
+1.7 pts
Total gross direct premium, Q1 FY26-27
₹13,33,335 lakh
+8.7%
Largest line, Q1 FY26-27
Health
51.1% of gross direct premium
Revenue mix — % of gross direct premium by segment, Q2 FY25-26 to Q1 FY26-27
Segment
Q1 FY26-27
Q4 FY25-26
Q3 FY25-26
Q2 FY25-26
FY25-26
Fire
13.0%
10.2%
13.9%
13.3%
13.7%
Marine
3.3%
2.4%
2.6%
2.8%
2.5%
Marine segments (2)
Line
Q1 FY26-27
FY25-26
Marine Cargo
₹28,454 lakh
₹58,288 lakh
Marine Hull
₹15,558 lakh
₹52,333 lakh
Motor
22.4%
33.1%
29.0%
27.8%
27.8%
Motor segments (2)
Line
Q1 FY26-27
FY25-26
Motor TP
₹1,55,831 lakh
₹6,66,081 lakh
Motor OD
₹1,43,180 lakh
₹5,50,613 lakh
Health
51.1%
49.1%
49.4%
51.3%
51.2%
Health segments (2)
Line
Q1 FY26-27
FY25-26
Health
₹6,61,654 lakh
₹21,75,124 lakh
Personal Accident
₹20,196 lakh
₹68,271 lakh
Other lines
10.1%
5.2%
5.1%
4.8%
4.8%
Other lines segments (6)
Line
Q1 FY26-27
FY25-26
Other
₹74,467 lakh
—
Engineering
₹33,615 lakh
₹1,26,123 lakh
Aviation
₹13,506 lakh
₹43,634 lakh
Liability
₹7,176 lakh
₹20,008 lakh
Workmen's Comp.
₹6,132 lakh
₹20,738 lakh
Crop
₹0 lakh
₹686 lakh
% of gross direct premium per IRDAI Form NL-4 (Premium Schedule); FY columns sum all four quarters' "for the quarter" figures and only appear for fiscal years where all four quarters are available — an incomplete year isn't shown as an annual total. Health includes Personal Accident and Travel; click a line with more than one segment to see its own breakdown (latest quarter and latest complete fiscal year only — quarterly splits for lines this small are noisy to trend). The tiles above are company-wide ratios, as filed — not segment-specific; segment-level incurred claims ratio for the largest lines (IRDAI Forms NL-5 / NL-20 segmental) hasn't been extracted for this insurer yet, so it isn't shown here rather than estimated. SeeUnderwriting Performance for the full per-segment history.