Factuary

LIC Solvency Ratio

2.42×
Q1 FY26-27
Higher is better

Life Insurance Corporation of India's solvency ratio was 2.42× for Q1 FY26-27, as reported in IRDAI form L-22-ANALYTICAL-RATIOS.

What this measures

Ratio of Available Solvency Margin (ASM) to Required Solvency Margin (RSM). IRDAI mandates a minimum of 1.5× for all insurers. A ratio above 1.5 indicates a buffer above the regulatory floor.

Note: Regulatory minimum: 1.5×. Life: reported within Form L-22 Analytical Ratios. Non-life: NL-20 analytical ratios section.

Historical Data

PeriodValueSource formData as of
Q1 FY26-272.42 ×L-22-ANALYTICAL-RATIOS2026-09-06
Q4 FY25-262.35 ×L-22-ANALYTICAL-RATIOS2026-09-11
Q3 FY25-262.19 ×L-22-ANALYTICAL-RATIOS2026-09-11
Q2 FY25-262.13 ×L-22-ANALYTICAL-RATIOS2026-09-11
Q1 FY25-262.17 ×L-22-ANALYTICAL-RATIOS2026-09-11
Q4 FY24-252.11 ×Statement-112026-09-10
Q3 FY24-252.02 ×Statement-112026-09-10
Q2 FY24-251.98 ×Statement-112026-09-10
Q1 FY24-251.99 ×Table-232026-09-19
Q4 FY23-241.98 ×Statement-112026-09-10
Q3 FY23-241.93 ×Statement-112026-09-10
Q2 FY23-241.90 ×Statement-112026-09-10
Q1 FY23-241.89 ×Table-232026-09-19
Q4 FY22-231.87 ×Statement-112026-09-10
Q3 FY22-231.85 ×Statement-112026-09-10
Q2 FY22-231.88 ×Statement-112026-09-10
Q1 FY22-231.89 ×Table-232026-09-19
Q4 FY21-221.85 ×Statement-152026-09-10
Q3 FY21-221.77 ×Statement-152026-09-10
Q2 FY21-221.83 ×Statement-152026-09-10
Q1 FY21-221.73 ×Table-232026-09-19
Q4 FY20-211.76 ×Statement-162026-09-10
Q3 FY20-211.64 ×Statement-162026-09-10
Q2 FY20-211.65 ×Statement-162026-09-10
Q1 FY20-211.60 ×Table-232026-09-19
Q4 FY19-201.55 ×Table-232026-09-19

Provenance

Reported by
LIC
Regulatory form
L-22-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
L-22 Analytical Ratios 30.06.2026 · LIC's disclosure page
Extracted by
EverythingInsurance Research
Last verified
2026-09-06
← All metrics for LICsolvency ratio across all insurers →Source documents