LIC Claim Settlement Ratio (Life)
92.9%
Q1 FY26-27
Life Insurance Corporation of India's claim settlement ratio was 92.87% for Q1 FY26-27, as reported in IRDAI form L-40-CLAIMS-DATA.
What this measures
Percentage of death claims settled (paid) out of total claims available for disposal in the period. Derived from L-40 reconciliation: claims paid ÷ (opening outstanding + intimated). Count-only — no amount-based CSR is possible from L-40 alone.
Note: Life L-40 is count-only. Do not conflate with the non-life CSR which also has an amount basis from NL-37.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 92.9 % | L-40-CLAIMS-DATA | 2026-09-06 |
| Q4 FY25-26 | 95.5 % | L-40-CLAIMS-DATA | 2026-09-11 |
| Q3 FY25-26 | 92.9 % | L-40-CLAIMS-DATA | 2026-09-11 |
| Q2 FY25-26 | 93.2 % | L-40-CLAIMS-DATA | 2026-09-11 |
| Q4 FY24-25 | 95.5 % | L-40-CLAIMS-DATA | 2026-09-11 |
| Q3 FY24-25 | 94.1 % | L-40-CLAIMS-DATA | 2026-09-11 |
| Q2 FY24-25 | 93.7 % | L-40-CLAIMS-DATA | 2026-09-11 |
| Q1 FY24-25 | 95.3 % | L-40-CLAIMS-DATA | 2026-09-11 |
Provenance
- Reported by
- LIC
- Regulatory form
- L-40-CLAIMS-DATA · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- L-40 Quarterly claims data for the quarter ending 30.06.2026 · LIC's disclosure page
- Extracted by
- EverythingInsurance Research
- Last verified
- 2026-09-06
- Note
- Derived: claims paid ÷ (opening outstanding + intimated), per L-40 reconciliation.