Liberty General Insurance — Distribution Mix
Liberty General Insurance's new business was led by the Brokers channel at 81.7% of premium for Q1 FY26-27, as reported in IRDAI form NL-36.
Channel mix — quarter ended Q1 FY26-27 vs. Q1 FY25-26 (year ago)
| Channel group | Policies, Q1 FY26-27 | Premium, Q1 FY26-27 | Policies, Q1 FY25-26 | Premium, Q1 FY25-26 | |||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Brokers | 6,14,443 | ₹61,880 lakh (81.7%) | 3,82,751 | ₹49,871 lakh (81.5%) | |||||||||||||||||||||||||||||||||||||||
| Agents/POSP | 1,08,113 | ₹10,946 lakh (14.4%) | 78,620 | ₹9,303 lakh (15.2%) | |||||||||||||||||||||||||||||||||||||||
Agents/POSP channels (2)
| |||||||||||||||||||||||||||||||||||||||||||
| Direct Website | Not disclosed | ₹0 lakh (0.0%) | Not disclosed | ₹0 lakh (0.0%) | |||||||||||||||||||||||||||||||||||||||
| Banks | 4 | ₹0 lakh (0.0%) | 4 | ₹0 lakh (0.0%) | |||||||||||||||||||||||||||||||||||||||
| Direct non-website | Not disclosed | ₹0 lakh (0.0%) | Not disclosed | ₹0 lakh (0.0%) | |||||||||||||||||||||||||||||||||||||||
Direct non-website channels (2)
| |||||||||||||||||||||||||||||||||||||||||||
| Corporate Agents | 20,294 | ₹2,000 lakh (2.6%) | 10,621 | ₹833 lakh (1.4%) | |||||||||||||||||||||||||||||||||||||||
| Others | 21,315 | ₹933 lakh (1.2%) | 31,727 | ₹1,218 lakh (2.0%) | |||||||||||||||||||||||||||||||||||||||
Others channels (7)
| |||||||||||||||||||||||||||||||||||||||||||
| Total, India | 7,64,169 | ₹75,759 lakh (100%) | 5,03,723 | ₹61,225 lakh (100%) | |||||||||||||||||||||||||||||||||||||||
Per IRDAI Form NL-36 (Business Channels Wise), "For the Quarter" column. Channels are grouped into ARGO's own 7-way classification (Brokers, Agents/POSP, Direct Website, Banks, Direct non-website, Corporate Agents, Others) — click a group with more than one channel to see its own breakdown. "Total, India" sums the 15 channels extracted here and excludes "Business outside India," a separate geography line on the same form. Some insurers report "Direct Business"'s sub-channels (Officers/Employees, Online, Others) as one combined figure rather than a real breakdown — shown as "Not disclosed" for those rows rather than guessed.
Total premium by quarter, trend
| Period | Total, India premium | Policies |
|---|---|---|
| Q2 FY25-26 | ₹68,314 lakh | 6,69,779 |
| Q3 FY25-26 | ₹72,431 lakh | 7,83,635 |
| Q4 FY25-26 | ₹70,907 lakh | 7,49,732 |
| Q1 FY26-27 | ₹75,759 lakh | 7,64,169 |