ECGC Claims Repudiation Ratio (General/Health)
41.52%
FY24-25
ECGC's claims repudiation ratio was 41.5219% for FY24-25, as reported in IRDAI form Handbook-Table-53.
What this measures
Percentage of available claims repudiated by count during the period. NL-37 uses 'claims repudiated' — equivalent to Section 45 denial in life, though non-life policy tenures differ.
Note: NL-37 also reports 'claims closed without payment' (CWOP) which is a distinct disposition — see cwop_ratio metric.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| FY24-25 | 41.52 % | Handbook-Table-53 | 2026-09-19 |
| FY23-24 | 49.52 % | Handbook-Table-53 | 2026-09-19 |
| FY22-23 | 48.02 % | Handbook-Table-53 | 2026-09-19 |
| FY21-22 | 38.43 % | Handbook-Table-53 | 2026-09-19 |
| FY20-21 | 39.40 % | Handbook-Table-53 | 2026-09-19 |
Provenance
- Reported by
- ECGC
- Regulatory form
- Handbook-Table-53 · what this form contains
- Reporting period
- FY24-25
- Source document
- IRDAI Handbook Table 53 · ECGC's disclosure page
- Last verified
- 2026-09-19