Chola MS General Insurance — Investment Performance
Cholamandalam MS General Insurance's investment portfolio was led by Government Securities at 38.2% of total investments for Q1 FY26-27, as filed in IRDAI form NL-12.
Asset mix, Q1 FY26-27
| Category | Amount | % of total |
|---|---|---|
| Government Securities | ₹7,33,841 lakh | 38.2% |
| Other Approved Securities | Not disclosed | — |
| Equity & Preference Shares | ₹1,67,481 lakh | 8.7% |
| Mutual Funds | Not disclosed | — |
| Debentures & Bonds | ₹5,75,389 lakh | 30.0% |
| Infrastructure & Housing | ₹3,70,358 lakh | 19.3% |
| Real Estate & Subsidiaries | ₹3,033 lakh | 0.2% |
| Other Investments | ₹69,712 lakh | 3.6% |
| Total | ₹19,19,814 lakh | 100.0% |
8 categories rolled up from IRDAI Form NL-12 (summed across Long Term + Short Term investments, Shareholders + Policyholders funds). A category showing "Not disclosed" means this insurer reported nothing against it this period, not that the figure was omitted.
Exposure-norm compliance
| Norm | Required min. | Actual | Status |
|---|---|---|---|
| Central Govt. Securities | 20% | 25.4% | Meets norm |
| Govt + Approved Securities | 30% | 38.7% | Meets norm |
| Housing & Infrastructure | 15% | 32.5% | Meets norm |
Required minimums are IRDAI's standard investment exposure norms, as printed on the insurer's own IRDAI Form NL-28b filing — not independently sourced by this site.
Non-performing investment assets
Gross NPA ratio: not disclosed.
Provision coverage: not disclosed.
Yield on investments
| Quarterly (non-annualized) | Annualized (full FY) | |
|---|---|---|
| Gross yield | 7.19% | 7.70% |
| Net yield | 5.38% | 5.76% |
Quarterly figures are as filed for that quarter, not annualized — don't multiply by 4 to compare against the annualized column. Annualized figures come from the full financial year's own filing (IRDAI Form NL-31).