Factuary

Bandhan Life Insurance Solvency Ratio

2.24×
Q1 FY26-27
Higher is better

Bandhan Life Insurance's solvency ratio was 2.24× for Q1 FY26-27, as reported in IRDAI form L-22-ANALYTICAL-RATIOS.

What this measures

Ratio of Available Solvency Margin (ASM) to Required Solvency Margin (RSM). IRDAI mandates a minimum of 1.5× for all insurers. A ratio above 1.5 indicates a buffer above the regulatory floor.

Note: Regulatory minimum: 1.5×. Life: reported within Form L-22 Analytical Ratios. Non-life: NL-20 analytical ratios section.

Historical Data

PeriodValueSource formData as of
Q1 FY26-272.24 ×L-22-ANALYTICAL-RATIOS2026-09-07
Q4 FY25-261.55 ×L-22-ANALYTICAL-RATIOS2026-09-07
Q3 FY25-262.27 ×L-22-ANALYTICAL-RATIOS2026-09-07
Q2 FY25-262.23 ×L-22-ANALYTICAL-RATIOS2026-09-07
Q1 FY25-262.31 ×L-22-ANALYTICAL-RATIOS2026-09-07
Q4 FY24-252.69 ×Statement-112026-09-10
Q3 FY24-252.38 ×Statement-112026-09-10
Q2 FY24-252.82 ×Statement-112026-09-10
Q1 FY24-252.20 ×Table-232026-09-19
Q4 FY23-242.48 ×Statement-112026-09-10
Q3 FY23-242.47 ×Statement-112026-09-10
Q2 FY23-242.54 ×Statement-112026-09-10
Q1 FY23-242.67 ×Table-232026-09-19
Q4 FY22-232.75 ×Statement-112026-09-10
Q3 FY22-233.14 ×Statement-112026-09-10
Q2 FY22-233.23 ×Statement-112026-09-10
Q1 FY22-233.29 ×Table-232026-09-19
Q4 FY21-223.33 ×Statement-152026-09-10
Q3 FY21-222.89 ×Statement-152026-09-10
Q2 FY21-222.93 ×Statement-152026-09-10
Q1 FY21-222.74 ×Table-232026-09-19
Q4 FY20-212.41 ×Statement-162026-09-10
Q3 FY20-212.68 ×Statement-162026-09-10
Q2 FY20-212.92 ×Statement-162026-09-10
Q1 FY20-212.34 ×Table-232026-09-19
Q4 FY19-202.36 ×Table-232026-09-19

Provenance

Reported by
Bandhan Life Insurance
Regulatory form
L-22-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
tmp8elbrzik · Bandhan Life Insurance's disclosure page
Source URL
https://www.bandhanlife.com/sites/default/files/asset/2026-08/Financials_IRDA%20-%20PD%20for%20Jun%2026.pdf
Extracted by
EverythingInsurance Research
Last verified
2026-09-07
Note
text-fallback
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