Agriculture Insurance Company of India — Underwriting Performance
Agriculture Insurance Company of India: Other led at -17.2% of gross direct premium (₹1,272 lakh) for Q1 FY26-27, per IRDAI form NL-4.
Gross direct premium by segment — full detail, Q2 FY25-26 to Q1 FY26-27
| Segment | Q1 FY26-27 | Q4 FY25-26 | Q3 FY25-26 | Q2 FY25-26 | % of total, Q1 FY26-27 |
|---|---|---|---|---|---|
| Fire GDP | Not disclosed | Not disclosed | Not disclosed | Not disclosed | — |
| Marine Cargo GDP | Not disclosed | Not disclosed | Not disclosed | Not disclosed | — |
| Marine Hull GDP | Not disclosed | Not disclosed | Not disclosed | Not disclosed | — |
| Motor OD GDP | Not disclosed | Not disclosed | Not disclosed | Not disclosed | — |
| Motor TP GDP | Not disclosed | Not disclosed | Not disclosed | Not disclosed | — |
| Health GDP | Not disclosed | Not disclosed | Not disclosed | Not disclosed | — |
| Personal Accident GDP | Not disclosed | Not disclosed | Not disclosed | Not disclosed | — |
| Travel GDP | Not disclosed | Not disclosed | Not disclosed | Not disclosed | — |
| Workmen's Comp. GDP | Not disclosed | Not disclosed | Not disclosed | Not disclosed | — |
| Liability GDP | Not disclosed | Not disclosed | Not disclosed | Not disclosed | — |
| Engineering GDP | Not disclosed | Not disclosed | Not disclosed | Not disclosed | — |
| Aviation GDP | Not disclosed | Not disclosed | Not disclosed | Not disclosed | — |
| Crop GDP | ₹-8,680 lakh | ₹2,28,620 lakh | ₹1,25,768 lakh | ₹6,59,937 lakh | — |
| Other GDP | ₹1,272 lakh | ₹1,671 lakh | ₹1,390 lakh | ₹3,669 lakh | — |
| Total gross direct premium | ₹-7,408 lakh | ₹2,30,291 lakh | ₹1,27,158 lakh | ₹6,63,606 lakh | 100% |
Gross direct premium (not net earned premium) per IRDAI Form NL-4 (Premium Schedule), "for the quarter" column — these are standalone quarterly amounts, not running year-to-date totals. Segment-level net incurred claims in absolute rupees aren't shown here: IRDAI's segment-level claims filing (Form NL-5) hasn't been extracted for this insurer yet — see the combined ratio & ICR table below for the ratio form of this, sourced from NL-20.
Combined ratio & ICR by segment — Q1 FY26-27
| Segment | ICR | Combined ratio |
|---|---|---|
| Crop | 72.9% | -82.4% |
| Other | 76.8% | 320.7% |
Per IRDAI Form NL-20 (Analytical Ratios Schedule)'s own segmental breakdown, latest quarter only — this granularity isn't reliably available as a multi-quarter trend across insurers. Combined ratio here can legitimately differ from a simple "ICR + expense" sum when a segment's own expense-to-net-written-premium ratio is unusually negative or positive for the quarter — reported exactly as filed, not recalculated.
Provenance (Other GDP, latest quarter)
- Reported by
- Agriculture Insurance Company of India
- Regulatory form
- NL-4-PREMIUM-SCHEDULE · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- pdfs/agriculture-insurance/2026-27_Q1.pdf · Agriculture Insurance Company of India's disclosure page
- Extracted by
- irw_adapter v1
- Last verified
- 2026-10-25
- Note
- NL-4 segment GDP, for the quarter (sum=-7,408 vs Grand Total=-7408.0)