Agriculture Insurance Company of India — Revenue Mix & Quality of Business

combined ratio, Q1 FY26-27
-162.7%
−348.2 pts
incurred claims ratio, Q1 FY26-27
73.2%
−27.8 pts
net commission ratio, Q1 FY26-27
-11.9%
−25.6 pts
expense ratio to gross premium, Q1 FY26-27
-129.5%
−249.5 pts
Total gross direct premium, Q1 FY26-27
₹-7,408 lakh
−208.9%

Revenue mix — % of gross direct premium by segment, Q2 FY25-26 to Q1 FY26-27

SegmentQ1 FY26-27Q4 FY25-26Q3 FY25-26Q2 FY25-26FY22-23FY25-26
FireNot disclosed0.0%0.0%0.0%—0.0%
MarineNot disclosed0.0%0.0%0.0%—0.0%
MotorNot disclosed0.0%0.0%0.0%—0.0%
HealthNot disclosed0.0%0.0%0.0%—0.0%
Other linesNot disclosed100.0%100.0%100.0%—100.0%
Other lines segments (2)
LineQ1 FY26-27FY25-26
Other₹1,272 lakh₹8,842 lakh
Crop₹-8,680 lakh₹10,19,018 lakh

% of gross direct premium per IRDAI Form NL-4 (Premium Schedule); FY columns sum all four quarters' "for the quarter" figures and only appear for fiscal years where all four quarters are available — an incomplete year isn't shown as an annual total. Health includes Personal Accident and Travel; click a line with more than one segment to see its own breakdown (latest quarter and latest complete fiscal year only — quarterly splits for lines this small are noisy to trend). The tiles above are company-wide ratios, as filed — not segment-specific; segment-level incurred claims ratio for the largest lines (IRDAI Forms NL-5 / NL-20 segmental) hasn't been extracted for this insurer yet, so it isn't shown here rather than estimated. SeeUnderwriting Performance for the full per-segment history.