Acko General Insurance Underwriting Balance Ratio
-16.0%
Q1 FY26-27
Acko General Insurance's underwriting balance ratio was -16% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Underwriting profit or loss as a percentage of Net Written Premium. Positive = underwriting surplus; negative = underwriting deficit. Equivalent to 100% minus the Combined Ratio when both expense denominators are NWP. Most general insurers globally operate with underwriting deficits, relying on investment income to break even.
Note: NL-20 analytical ratios. A negative value is not necessarily bad — it is common in competitive markets. Display with sign; do not suppress losses.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | -16.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY25-26 | -13.0 % | NL-20-ANALYTICAL-RATIOS | 2026-11-03 |
| Q3 FY25-26 | -14.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q2 FY25-26 | -7.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q1 FY25-26 | -8.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY24-25 | -24.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY24-25 | -22.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q2 FY24-25 | -38.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q1 FY24-25 | -23.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY23-24 | -36.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY23-24 | -57.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q2 FY23-24 | -62.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q1 FY23-24 | -51.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY22-23 | -93.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY22-23 | -65.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q2 FY22-23 | -86.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q1 FY22-23 | -76.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY21-22 | -54.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY21-22 | -83.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q2 FY21-22 | -110.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q1 FY21-22 | -176.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q4 FY20-21 | -70.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
Provenance
- Reported by
- Acko General Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- Public_Disclosure_Q1_2026_27_1_a86ea579b6.pdf · Acko General Insurance's disclosure page
- Extracted by
- irw_adapter v1
- Last verified
- 2026-10-31
- Note
- NL-20 text-fallback line match: underwriting_balance