Zurich Kotak General Insurance Expense Ratio To Gross Premium
37.0%
Q1 FY26-27
Zurich Kotak General Insurance's expense ratio to gross premium was 37% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Expense of Management as a percentage of Gross Direct Premium, from IRDAI NL-20. Alternative denominator to net written premium — gives a different perspective on cost structure.
Note: NL-20 analytical ratios. Always specify the denominator — EOM/NWP and EOM/GDP are both reported in NL-20 and produce different figures.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 37.0 % | NL-20-ANALYTICAL-RATIOS | 2026-09-11 |
| Q4 FY25-26 | 34.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY25-26 | 39.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-27 |
| Q2 FY25-26 | 39.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-27 |
| Q1 FY25-26 | 34.0 % | NL-20-ANALYTICAL-RATIOS | 2026-09-11 |
| Q4 FY24-25 | 41.0 % | NL-20-ANALYTICAL-RATIOS | 2026-09-11 |
| Q3 FY24-25 | 39.0 % | NL-20-ANALYTICAL-RATIOS | 2026-09-11 |
| Q2 FY24-25 | 39.0 % | NL-20-ANALYTICAL-RATIOS | 2026-09-11 |
| Q1 FY24-25 | 40.0 % | NL-20-ANALYTICAL-RATIOS | 2026-09-11 |
| Q4 FY23-24 | 40.0 % | NL-20-ANALYTICAL-RATIOS | 2026-09-11 |
| Q3 FY23-24 | 42.0 % | NL-20-ANALYTICAL-RATIOS | 2026-09-11 |
Provenance
- Reported by
- Zurich Kotak General Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- 2026-06-30_NL-20.pdf · Zurich Kotak General Insurance's disclosure page
- Extracted by
- nonlife_adapter.py v1
- Last verified
- 2026-09-11
- Note
- NL-20 row-format label match: expense_gdp