Universal Sompo General Insurance — Investment Performance
Universal Sompo General Insurance's investment portfolio was led by Government Securities at 37.7% of total investments for Q1 FY26-27, as filed in IRDAI form NL-12.
Asset mix, Q1 FY26-27
| Category | Amount | % of total |
|---|---|---|
| Government Securities | ₹2,63,751 lakh | 37.7% |
| Other Approved Securities | ₹6,634 lakh | 0.9% |
| Equity & Preference Shares | ₹42,415 lakh | 6.1% |
| Mutual Funds | ₹207 lakh | 0.0% |
| Debentures & Bonds | ₹1,67,084 lakh | 23.9% |
| Infrastructure & Housing | ₹1,97,661 lakh | 28.3% |
| Real Estate & Subsidiaries | Not disclosed | — |
| Other Investments | ₹21,552 lakh | 3.1% |
| Total | ₹6,99,304 lakh | 100.0% |
8 categories rolled up from IRDAI Form NL-12 (summed across Long Term + Short Term investments, Shareholders + Policyholders funds). A category showing "Not disclosed" means this insurer reported nothing against it this period, not that the figure was omitted.
Exposure-norm compliance
| Norm | Required min. | Actual | Status |
|---|---|---|---|
| Central Govt. Securities | 20% | 25.0% | Meets norm |
| Govt + Approved Securities | 30% | 37.0% | Meets norm |
| Housing & Infrastructure | 15% | 29.0% | Meets norm |
Required minimums are IRDAI's standard investment exposure norms, as printed on the insurer's own IRDAI Form NL-28b filing — not independently sourced by this site.
Non-performing investment assets
Gross NPA ratio: not disclosed.
Provision coverage: not disclosed.
Yield on investments
| Quarterly (non-annualized) | Annualized (full FY) | |
|---|---|---|
| Gross yield | 7.16% | 8.00% |
| Net yield | 5.36% | 6.00% |
Quarterly figures are as filed for that quarter, not annualized — don't multiply by 4 to compare against the annualized column. Annualized figures come from the full financial year's own filing (IRDAI Form NL-31).