United India Insurance's new business was led by the Brokers channel at 40.8% of premium for Q1 FY26-27, as reported in IRDAI form NL-36.
combined ratio, Q1 FY26-27
139.1%
+4.0 pts
incurred claims ratio, Q1 FY26-27
103.6%
−2.0 pts
net commission ratio, Q1 FY26-27
18.3%
+2.0 pts
expense ratio to gross premium, Q1 FY26-27
27.3%
+1.5 pts
Total premium, Q1 FY26-27
₹5,54,555.2 lakh
Leading channel, Q1 FY26-27
Brokers
40.8% of premium
Channel mix — quarter ended Q1 FY26-27
No data for the same quarter a year earlier — showing the latest quarter only.
Channel group
Policies, Q1 FY26-27
Premium, Q1 FY26-27
Brokers
11,43,981
₹2,26,343.55 lakh (40.8%)
Agents/POSP
26,85,281
₹1,92,271.51 lakh (34.7%)
Agents/POSP channels (2)
Channel
Policies, Q1 FY26-27
Premium, Q1 FY26-27
Individual Agents
25,97,447
₹1,86,926.97 lakh
Point of Sales Person (Direct)
87,834
₹5,344.54 lakh
Direct Website
4,630
₹663.05 lakh (0.1%)
Banks
34,735
₹979.57 lakh (0.2%)
Direct non-website
88,296
₹1,13,407.57 lakh (20.5%)
Direct non-website channels (2)
Channel
Policies, Q1 FY26-27
Premium, Q1 FY26-27
Direct Business – Officers/Employees
406
₹9,383.03 lakh
Direct Business – Others
87,890
₹1,04,024.54 lakh
Corporate Agents
50,625
₹1,598.44 lakh (0.3%)
Others
7,34,274
₹19,291.51 lakh (3.5%)
Others channels (7)
Channel
Policies, Q1 FY26-27
Premium, Q1 FY26-27
Micro Agents
0
₹0 lakh
Common Service Centres (CSC)
1
₹0.02 lakh
Insurance Marketing Firm
7,461
₹600.01 lakh
MISP (Direct)
4,495
₹612.12 lakh
Web Aggregators
7,22,317
₹18,079.36 lakh
Referral Arrangements
0
₹0 lakh
Other
Not disclosed
Not disclosed
Total, India
47,41,822
₹5,54,555.2 lakh (100%)
Per IRDAI Form NL-36 (Business Channels Wise), "For the Quarter" column. Channels are grouped into ARGO's own 7-way classification (Brokers, Agents/POSP, Direct Website, Banks, Direct non-website, Corporate Agents, Others) — click a group with more than one channel to see its own breakdown. "Total, India" sums the 15 channels extracted here and excludes "Business outside India," a separate geography line on the same form. Some insurers report "Direct Business"'s sub-channels (Officers/Employees, Online, Others) as one combined figure rather than a real breakdown — shown as "Not disclosed" for those rows rather than guessed.