Factuary

Star Health Insurance Personal Accident Incurred Claims Ratio

56.1%
Q1 FY26-27
Lower is better

Star Health and Allied Insurance's personal accident incurred claims ratio was 56.12% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Segment-level net incurred claims ratio for Personal Accident, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure).

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2756.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2676.4 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2672.6 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2670.4 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2655.8 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-2549.7 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-2544.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-2550.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY24-2573.9 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-2435.4 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY23-2435.8 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY23-2448.8 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY23-2434.8 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY22-2344.4 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY22-2350.6 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY22-2343.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY22-23100.7 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Star Health Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-2027_Q1_PD_FY_27_Q1_V2_6aad7ae1f8.pdf · Star Health Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 segmental table, personal_accident row immediately after label, col 6
← All metrics for Star Health Insurancepersonal accident incurred claims ratio across all insurers →Source documents