Star Health Insurance Travel Combined Ratio

95.4%
Q1 FY26-27
Lower is better

Star Health and Allied Insurance's travel combined ratio was 95.4% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Segment-level combined ratio for Travel, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure). Below 100% = underwriting profitability for this segment specifically.

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2795.4 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-26138.4 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2686.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-26103.4 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-26108.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-25110.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-25102.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-25105.9 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY24-25170.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-24154.6 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY23-24137.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY23-24166.3 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY23-24363.4 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY22-23-23.9 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY22-232.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY22-2331.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY22-23-21.9 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Star Health Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-2027_Q1_PD_FY_27_Q1_V2_6aad7ae1f8.pdf · Star Health Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 segmental table, travel row immediately after label, col 8