Factuary

Star Health Insurance Personal Accident Combined Ratio

80.2%
Q1 FY26-27
Lower is better

Star Health and Allied Insurance's personal accident combined ratio was 80.23% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Segment-level combined ratio for Personal Accident, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure). Below 100% = underwriting profitability for this segment specifically.

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2780.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-26104.3 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-26102.4 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-26105.3 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2692.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-2577.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-2572.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-2577.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY24-25101.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-2466.8 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY23-2472.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY23-2481.3 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY23-2468.3 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY22-2369.7 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY22-2383.3 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY22-2398.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY22-23135.7 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Star Health Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-2027_Q1_PD_FY_27_Q1_V2_6aad7ae1f8.pdf · Star Health Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 segmental table, personal_accident row immediately after label, col 8
← All metrics for Star Health Insurancepersonal accident combined ratio across all insurers →Source documents