Factuary

Shriram General Insurance Incurred Claims Ratio

68.7%
Q1 FY26-27
Lower is better

Shriram General Insurance's incurred claims ratio was 68.71% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Net incurred claims as a percentage of net earned premium, from IRDAI NL-20. Net incurred claims = gross claims incurred − reinsurance recoveries.

Note: NL-20 analytical ratios. Lower = better underwriting performance.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2768.7 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2669.9 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2671.4 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2673.6 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2674.9 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-2567.7 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-2568.8 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-2568.9 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY24-2572.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-2463.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY23-2463.6 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY23-2466.3 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY23-2473.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY22-2368.3 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY22-2375.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY22-2376.8 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY22-2378.6 %NL-20-ANALYTICAL-RATIOS2026-10-26
FY21-2272.3 %Statement-102026-09-10
FY20-2178.5 %Statement-132026-09-10
FY19-2065.0 %Statement-132026-09-10

Provenance

Reported by
Shriram General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
c7925595-ce45-4fdc-b77e-a2c417916f24_SGI_Disclosure_1st_Qtr_2026_27.pdf · Shriram General Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 row-format label match: icr
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