Shriram General Insurance Personal Accident Incurred Claims Ratio

15.8%
Q1 FY26-27
Lower is better

Shriram General Insurance's personal accident incurred claims ratio was 15.75% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Segment-level net incurred claims ratio for Personal Accident, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure).

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2715.8 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2620.3 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2622.1 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2622.1 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-2528.3 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-2531.3 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-2535.7 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY24-2538.9 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-2450.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY23-2457.3 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY23-2459.7 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY22-2365.9 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY22-2366.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY22-2362.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY22-2352.4 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Shriram General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
c7925595-ce45-4fdc-b77e-a2c417916f24_SGI_Disclosure_1st_Qtr_2026_27.pdf · Shriram General Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 segmental table, personal_accident row immediately after label, col 6