Shriram General Insurance Expense Ratio To Gross Premium

33.7%
Q1 FY26-27
Lower is better

Shriram General Insurance's expense ratio to gross premium was 33.69% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Expense of Management as a percentage of Gross Direct Premium, from IRDAI NL-20. Alternative denominator to net written premium — gives a different perspective on cost structure.

Note: NL-20 analytical ratios. Always specify the denominator — EOM/NWP and EOM/GDP are both reported in NL-20 and produce different figures.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2733.7 %NL-20-ANALYTICAL-RATIOS2026-09-10
Q4 FY25-2631.9 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2629.8 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2630.4 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2631.7 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Shriram General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-06-30.pdf · Shriram General Insurance's disclosure page
Extracted by
nonlife_adapter.py v1
Last verified
2026-09-10
Note
NL-20 row-format label match: expense_gdp