SBI General Insurance — Investment Performance
SBI General Insurance's investment portfolio was led by Government Securities at 36.2% of total investments for Q1 FY26-27, as filed in IRDAI form NL-12.
Asset mix, Q1 FY26-27
| Category | Amount | % of total |
|---|---|---|
| Government Securities | ₹9,24,625 lakh | 36.2% |
| Other Approved Securities | Not disclosed | — |
| Equity & Preference Shares | ₹2,39,219 lakh | 9.4% |
| Mutual Funds | ₹55,605 lakh | 2.2% |
| Debentures & Bonds | ₹5,27,301 lakh | 20.6% |
| Infrastructure & Housing | ₹6,82,117 lakh | 26.7% |
| Real Estate & Subsidiaries | ₹34,231 lakh | 1.3% |
| Other Investments | ₹90,428 lakh | 3.5% |
| Total | ₹25,53,526 lakh | 100.0% |
8 categories rolled up from IRDAI Form NL-12 (summed across Long Term + Short Term investments, Shareholders + Policyholders funds). A category showing "Not disclosed" means this insurer reported nothing against it this period, not that the figure was omitted.
Exposure-norm compliance
| Norm | Required min. | Actual | Status |
|---|---|---|---|
| Central Govt. Securities | 20% | 22.4% | Meets norm |
| Govt + Approved Securities | 30% | 37.0% | Meets norm |
| Housing & Infrastructure | 15% | 27.2% | Meets norm |
Required minimums are IRDAI's standard investment exposure norms, as printed on the insurer's own IRDAI Form NL-28b filing — not independently sourced by this site.
Non-performing investment assets
Gross NPA ratio: 0.00% of investment assets (₹0 lakh), for Q1 FY26-27, as filed in IRDAI form NL-30.
Provision coverage: 0.0% of Gross NPA, for Q1 FY26-27.
Yield on investments
| Quarterly (non-annualized) | Annualized (full FY) | |
|---|---|---|
| Gross yield | 2.03% | 8.04% |
| Net yield | 1.52% | 6.02% |
Quarterly figures are as filed for that quarter, not annualized — don't multiply by 4 to compare against the annualized column. Annualized figures come from the full financial year's own filing (IRDAI Form NL-31).