Raheja QBE General Insurance — Revenue Mix & Quality of Business
Raheja QBE General Insurance's revenue mix was led by Motor at 47.2% of gross direct premium for Q1 FY26-27, as reported in IRDAI form NL-4.
combined ratio, Q1 FY26-27
121.7%
−3.8 pts
incurred claims ratio, Q1 FY26-27
68.0%
−30.2 pts
net commission ratio, Q1 FY26-27
24.2%
+13.7 pts
expense ratio to gross premium, Q1 FY26-27
38.6%
−22.5 pts
Total gross direct premium, Q1 FY26-27
₹5,343 lakh
+21.7%
Largest line, Q1 FY26-27
Motor
47.2% of gross direct premium
Revenue mix — % of gross direct premium by segment, Q2 FY25-26 to Q1 FY26-27
Segment
Q1 FY26-27
Q4 FY25-26
Q3 FY25-26
Q2 FY25-26
FY25-26
Fire
3.1%
1.4%
3.4%
6.1%
4.2%
Marine
0.0%
0.0%
0.0%
0.0%
-0.0%
Marine segments (1)
Line
Q1 FY26-27
FY25-26
Marine Cargo
Not disclosed
₹-9 lakh
Motor
47.2%
15.0%
63.6%
57.9%
34.3%
Motor segments (2)
Line
Q1 FY26-27
FY25-26
Motor TP
₹1,599 lakh
₹8,656 lakh
Motor OD
₹923 lakh
₹3,690 lakh
Health
8.4%
71.6%
13.6%
4.2%
39.6%
Health segments (2)
Line
Q1 FY26-27
FY25-26
Health
₹452 lakh
₹13,991 lakh
Personal Accident
₹-1 lakh
₹250 lakh
Other lines
41.3%
12.0%
19.4%
31.8%
22.0%
Other lines segments (3)
Line
Q1 FY26-27
FY25-26
Liability
₹1,963 lakh
₹7,103 lakh
Workmen's Comp.
₹184 lakh
₹673 lakh
Engineering
₹57 lakh
₹147 lakh
% of gross direct premium per IRDAI Form NL-4 (Premium Schedule); FY columns sum all four quarters' "for the quarter" figures and only appear for fiscal years where all four quarters are available — an incomplete year isn't shown as an annual total. Health includes Personal Accident and Travel; click a line with more than one segment to see its own breakdown (latest quarter and latest complete fiscal year only — quarterly splits for lines this small are noisy to trend). The tiles above are company-wide ratios, as filed — not segment-specific; segment-level incurred claims ratio for the largest lines (IRDAI Forms NL-5 / NL-20 segmental) hasn't been extracted for this insurer yet, so it isn't shown here rather than estimated. SeeUnderwriting Performance for the full per-segment history.