Oriental Insurance Company Operating Profit Ratio

-760.0%
Q1 FY26-27
Higher is better

The Oriental Insurance Company's operating profit ratio was -760% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Operating profit as a percentage of Net Written Premium. Operating profit = Underwriting Balance + Net Investment Income. Unlike the underwriting balance ratio, this includes investment returns — making it positive for most insurers even when underwriting is in deficit.

Note: NL-20 analytical ratios. Display with sign. A positive operating profit ratio with a negative underwriting balance ratio indicates the insurer relies on investment income to cover underwriting losses.

Historical Data

PeriodValueSource formData as of
Q1 FY26-27-760.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-26-27.0 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY25-26-82.8 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-262.2 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-26-1.6 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY24-25-9.9 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q3 FY24-25-2.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY24-254.9 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY24-253.1 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY23-2413.5 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY23-244.6 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY23-247.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY23-24-1.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY22-23-10.1 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY22-23-14.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY22-23-2725.4 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY22-23-2.8 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY21-22-36.4 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY21-22-0.2 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY21-22-0.2 %NL-20-ANALYTICAL-RATIOS2026-10-28

Provenance

Reported by
Oriental Insurance Company
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
nl_20_7b503eba88.pdf · Oriental Insurance Company's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 row-format label match: operating_profit_ratio