Oriental Insurance Company — Investment Performance
The Oriental Insurance Company's investment portfolio was led by Government Securities at 44.1% of total investments for Q1 FY26-27, as filed in IRDAI form NL-12.
Asset mix, Q1 FY26-27
| Category | Amount | % of total |
|---|---|---|
| Government Securities | ₹11,42,392 lakh | 44.1% |
| Other Approved Securities | ₹164 lakh | 0.0% |
| Equity & Preference Shares | ₹7,29,157 lakh | 28.1% |
| Mutual Funds | ₹31,097 lakh | 1.2% |
| Debentures & Bonds | ₹1,13,014 lakh | 4.4% |
| Infrastructure & Housing | ₹5,08,049 lakh | 19.6% |
| Real Estate & Subsidiaries | ₹5 lakh | 0.0% |
| Other Investments | ₹68,227 lakh | 2.6% |
| Total | ₹25,92,105 lakh | 100.0% |
8 categories rolled up from IRDAI Form NL-12 (summed across Long Term + Short Term investments, Shareholders + Policyholders funds). A category showing "Not disclosed" means this insurer reported nothing against it this period, not that the figure was omitted.
Exposure-norm compliance
| Norm | Required min. | Actual | Status |
|---|---|---|---|
| Central Govt. Securities | 20% | 24.1% | Meets norm |
| Govt + Approved Securities | 30% | 56.5% | Meets norm |
| Housing & Infrastructure | 15% | 17.3% | Meets norm |
Required minimums are IRDAI's standard investment exposure norms, as printed on the insurer's own IRDAI Form NL-28b filing — not independently sourced by this site.
Non-performing investment assets
Gross NPA ratio: 1.50% of investment assets (₹30,409.67 lakh), for Q1 FY26-27, as filed in IRDAI form NL-30.
Provision coverage: 100.0% of Gross NPA, for Q1 FY26-27.
Yield on investments
| Quarterly (non-annualized) | Annualized (full FY) | |
|---|---|---|
| Gross yield | 8.94% | — |
| Net yield | 5.82% | — |
Quarterly figures are as filed for that quarter, not annualized — don't multiply by 4 to compare against the annualized column. Annualized figures come from the full financial year's own filing (IRDAI Form NL-31).