Factuary

Oriental Insurance Company Incurred Claims Ratio

10011.0%
Q1 FY26-27
Lower is better

The Oriental Insurance Company's incurred claims ratio was 10011% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Net incurred claims as a percentage of net earned premium, from IRDAI NL-20. Net incurred claims = gross claims incurred − reinsurance recoveries.

Note: NL-20 analytical ratios. Lower = better underwriting performance.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2710011.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-26124.6 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY25-26121.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-26109.9 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2699.3 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY24-2598.4 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q3 FY24-25100.2 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY24-2599.2 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY24-25105.4 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY23-24101.4 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY23-2494.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY23-2497.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY23-24103.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY22-23114.6 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY22-23108.3 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY22-23-146.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY22-23110.2 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY21-22109.7 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY21-22107.3 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY21-22110.2 %NL-20-ANALYTICAL-RATIOS2026-10-28
FY20-2195.3 %Statement-132026-09-10
FY19-20102.3 %Statement-132026-09-10

Provenance

Reported by
Oriental Insurance Company
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
nl_20_7b503eba88.pdf · Oriental Insurance Company's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 row-format label match: icr
← All metrics for Oriental Insurance Companyincurred claims ratio across all insurers →Source documents