Oriental Insurance Company Personal Accident Incurred Claims Ratio

72.5%
Q1 FY26-27
Lower is better

The Oriental Insurance Company's personal accident incurred claims ratio was 72.54% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Segment-level net incurred claims ratio for Personal Accident, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure).

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2772.5 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-26138.9 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY25-26112.4 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-26114.8 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-26180.8 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY24-2592.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q3 FY24-2598.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY24-25112.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY24-25221.6 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY23-24120.6 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY23-24128.3 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY23-2489.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY23-24117.6 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY22-23128.1 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY22-23103.3 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY22-23146.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY22-2382.9 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY21-22105.8 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q2 FY21-2288.3 %NL-20-ANALYTICAL-RATIOS2026-10-28

Provenance

Reported by
Oriental Insurance Company
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
nl_20_7b503eba88.pdf · Oriental Insurance Company's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 segmental table, personal_accident row immediately after label, col 6