Factuary

Oriental Insurance Company Liability Incurred Claims Ratio

19.7%
Q1 FY26-27
Lower is better

The Oriental Insurance Company's liability incurred claims ratio was 19.68% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Segment-level net incurred claims ratio for Liability, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure).

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2719.7 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2638.8 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY25-2658.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2635.1 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2610.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY24-2535.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q3 FY24-2530.9 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY24-2521.6 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY24-2513.8 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY23-2411.5 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY23-2418.1 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY23-2412.3 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY23-2419.9 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY22-2336.3 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY22-2353.9 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY22-2334.4 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY22-2350.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY21-2234.0 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q2 FY21-22164.0 %NL-20-ANALYTICAL-RATIOS2026-10-28

Provenance

Reported by
Oriental Insurance Company
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
nl_20_7b503eba88.pdf · Oriental Insurance Company's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 segmental table, liability row immediately after label, col 6
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