Oriental Insurance Company Expense Ratio To Gross Premium
15.5%
Q1 FY26-27
The Oriental Insurance Company's expense ratio to gross premium was 15.47% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Expense of Management as a percentage of Gross Direct Premium, from IRDAI NL-20. Alternative denominator to net written premium — gives a different perspective on cost structure.
Note: NL-20 analytical ratios. Always specify the denominator — EOM/NWP and EOM/GDP are both reported in NL-20 and produce different figures.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 15.5 % | NL-20-ANALYTICAL-RATIOS | 2026-09-11 |
| Q4 FY25-26 | 15.4 % | NL-20-ANALYTICAL-RATIOS | 2026-10-29 |
| Q3 FY25-26 | 54.5 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q2 FY25-26 | 14.6 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q1 FY25-26 | 13.3 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q4 FY24-25 | 28.5 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q3 FY24-25 | 15.9 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q2 FY24-25 | 21.4 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q1 FY24-25 | 14.8 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q4 FY23-24 | 3.5 % | NL-20-ANALYTICAL-RATIOS | 2026-10-29 |
| Q3 FY23-24 | 14.3 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q2 FY23-24 | 16.9 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q1 FY23-24 | 18.9 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q4 FY22-23 | 33.5 % | NL-20-ANALYTICAL-RATIOS | 2026-10-29 |
| Q3 FY22-23 | 29.4 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q2 FY22-23 | 79.2 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q1 FY22-23 | 5.9 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q4 FY21-22 | 40.2 % | NL-20-ANALYTICAL-RATIOS | 2026-10-29 |
| Q3 FY21-22 | 30.3 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q2 FY21-22 | 21.7 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
Provenance
- Reported by
- Oriental Insurance Company
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- 2026-06-30_NL-20.pdf · Oriental Insurance Company's disclosure page
- Extracted by
- nonlife_adapter.py v1
- Last verified
- 2026-09-11
- Note
- NL-20 row-format label match: expense_gdp