Oriental Insurance Company Combined Ratio
11916.0%
Q1 FY26-27
The Oriental Insurance Company's combined ratio was 11916% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Sum of the Incurred Claims Ratio and the Expense of Management Ratio as defined in IRDAI NL-20. Below 100% = underwriting profitability. Note: two different denominators — net earned premium (claims) and net written premium (expenses).
Note: Regulatory-native from NL-20. Not applicable to life insurers (different accounting model).
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 11916.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q4 FY25-26 | 141.7 % | NL-20-ANALYTICAL-RATIOS | 2026-10-29 |
| Q3 FY25-26 | 200.1 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q2 FY25-26 | 127.5 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q1 FY25-26 | 115.5 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q4 FY24-25 | 130.6 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q3 FY24-25 | 118.9 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q2 FY24-25 | 122.9 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q1 FY24-25 | 119.4 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q4 FY23-24 | 128.4 % | NL-20-ANALYTICAL-RATIOS | 2026-10-29 |
| Q3 FY23-24 | 119.5 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q2 FY23-24 | 104.7 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q1 FY23-24 | 124.7 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q4 FY22-23 | 104.4 % | NL-20-ANALYTICAL-RATIOS | 2026-10-29 |
| Q3 FY22-23 | 93.8 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q2 FY22-23 | -88.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q1 FY22-23 | 116.0 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q4 FY21-22 | 152.8 % | NL-20-ANALYTICAL-RATIOS | 2026-10-29 |
| Q3 FY21-22 | 141.6 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q2 FY21-22 | 123.9 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
Provenance
- Reported by
- Oriental Insurance Company
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- nl_20_7b503eba88.pdf · Oriental Insurance Company's disclosure page
- Extracted by
- irw_adapter v1
- Last verified
- 2026-10-26
- Note
- NL-20 row-format label match: combined_ratio