Oriental Insurance Company Personal Accident Combined Ratio

88.2%
Q1 FY26-27
Lower is better

The Oriental Insurance Company's personal accident combined ratio was 88.18% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Segment-level combined ratio for Personal Accident, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure). Below 100% = underwriting profitability for this segment specifically.

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2788.2 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-26184.6 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY25-26168.9 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-26133.3 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-26205.6 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY24-25116.6 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q3 FY24-25117.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY24-25129.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY24-25237.3 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY23-24139.3 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY23-24154.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY23-24105.3 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY23-24133.2 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY22-23171.3 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY22-23147.3 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY22-23194.8 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY22-2387.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY21-22138.9 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q2 FY21-22116.9 %NL-20-ANALYTICAL-RATIOS2026-10-28

Provenance

Reported by
Oriental Insurance Company
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
nl_20_7b503eba88.pdf · Oriental Insurance Company's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 segmental table, personal_accident row immediately after label, col 8