Oriental Insurance Company Liability Combined Ratio

41.6%
Q1 FY26-27
Lower is better

The Oriental Insurance Company's liability combined ratio was 41.61% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Segment-level combined ratio for Liability, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure). Below 100% = underwriting profitability for this segment specifically.

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2741.6 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2675.9 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY25-26109.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2660.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2633.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY24-2563.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q3 FY24-2565.3 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY24-2549.2 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY24-2535.1 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY23-2441.5 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY23-2442.3 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY23-2438.6 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY23-2446.1 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY22-2388.2 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q3 FY22-23112.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY22-23101.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY22-2357.7 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q4 FY21-2278.7 %NL-20-ANALYTICAL-RATIOS2026-10-29
Q2 FY21-2245.8 %NL-20-ANALYTICAL-RATIOS2026-10-28

Provenance

Reported by
Oriental Insurance Company
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
nl_20_7b503eba88.pdf · Oriental Insurance Company's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 segmental table, liability row immediately after label, col 8