Niva Bupa Health Insurance — Investment Performance
Niva Bupa Health Insurance's investment portfolio was led by Debentures & Bonds at 33.2% of total investments for Q1 FY26-27, as filed in IRDAI form NL-12.
Asset mix, Q1 FY26-27
| Category | Amount | % of total |
|---|---|---|
| Government Securities | ₹2,14,211 lakh | 21.5% |
| Other Approved Securities | ₹1,02,138 lakh | 10.3% |
| Equity & Preference Shares | ₹961 lakh | 0.1% |
| Mutual Funds | ₹42,900 lakh | 4.3% |
| Debentures & Bonds | ₹3,30,586 lakh | 33.2% |
| Infrastructure & Housing | ₹2,76,625 lakh | 27.8% |
| Real Estate & Subsidiaries | Not disclosed | — |
| Other Investments | ₹28,871 lakh | 2.9% |
| Total | ₹9,96,292 lakh | 100.0% |
8 categories rolled up from IRDAI Form NL-12 (summed across Long Term + Short Term investments, Shareholders + Policyholders funds). A category showing "Not disclosed" means this insurer reported nothing against it this period, not that the figure was omitted.
Exposure-norm compliance
| Norm | Required min. | Actual | Status |
|---|---|---|---|
| Central Govt. Securities | 20% | 20.2% | Meets norm |
| Govt + Approved Securities | 30% | 31.8% | Meets norm |
| Housing & Infrastructure | 15% | 38.4% | Meets norm |
Required minimums are IRDAI's standard investment exposure norms, as printed on the insurer's own IRDAI Form NL-28b filing — not independently sourced by this site.
Non-performing investment assets
Gross NPA ratio: not disclosed.
Provision coverage: not disclosed.
Yield on investments
| Quarterly (non-annualized) | Annualized (full FY) | |
|---|---|---|
| Gross yield | 1.79% | 7.20% |
| Net yield | 1.79% | 7.20% |
Quarterly figures are as filed for that quarter, not annualized — don't multiply by 4 to compare against the annualized column. Annualized figures come from the full financial year's own filing (IRDAI Form NL-31).