Niva Bupa Health Insurance Personal Accident Incurred Claims Ratio

39.6%
Q1 FY26-27
Lower is better

Niva Bupa Health Insurance's personal accident incurred claims ratio was 39.6% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Segment-level net incurred claims ratio for Personal Accident, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure).

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2739.6 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q4 FY25-2643.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2645.5 %NL-20-ANALYTICAL-RATIOS2026-10-27
Q2 FY25-2634.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2633.0 %NL-20-ANALYTICAL-RATIOS2026-10-26

Provenance

Reported by
Niva Bupa Health Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
Website-Public-Disclosures-Jun-2026.pdf · Niva Bupa Health Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-25
Note
NL-20 segmental table, personal_accident row immediately after label, col 7