Factuary

Navi General Insurance Incurred Claims Ratio

92.0%
Q1 FY26-27
Lower is better

Navi General Insurance's incurred claims ratio was 92% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Net incurred claims as a percentage of net earned premium, from IRDAI NL-20. Net incurred claims = gross claims incurred − reinsurance recoveries.

Note: NL-20 analytical ratios. Lower = better underwriting performance.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2792.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2697.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2696.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-26110.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-26111.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY24-25101.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY24-2591.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY24-2598.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY24-2576.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY23-2462.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY23-2461.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY23-2445.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY23-2444.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY22-23105.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q3 FY22-2360.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q2 FY22-2372.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q1 FY22-2371.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
FY21-2266.3 %Statement-102026-09-10
FY20-2163.7 %Statement-132026-09-10
FY19-2066.5 %Statement-132026-09-10

Provenance

Reported by
Navi General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-2027_Apr-Jun.pdf · Navi General Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-26
Note
NL-20 row-format label match: icr
← All metrics for Navi General Insuranceincurred claims ratio across all insurers →Source documents