National Insurance Company — Investment Performance
National Insurance Company's investment portfolio was led by Equity & Preference Shares at 38.8% of total investments for Q1 FY26-27, as filed in IRDAI form NL-12.
Asset mix, Q1 FY26-27
| Category | Amount | % of total |
|---|---|---|
| Government Securities | ₹12,19,327 lakh | 36.0% |
| Other Approved Securities | ₹929 lakh | 0.0% |
| Equity & Preference Shares | ₹13,14,528 lakh | 38.8% |
| Mutual Funds | ₹1,17,077 lakh | 3.5% |
| Debentures & Bonds | ₹4,22,924 lakh | 12.5% |
| Infrastructure & Housing | ₹2,55,830 lakh | 7.5% |
| Real Estate & Subsidiaries | ₹17 lakh | 0.0% |
| Other Investments | ₹60,405 lakh | 1.8% |
| Total | ₹33,91,037 lakh | 100.0% |
8 categories rolled up from IRDAI Form NL-12 (summed across Long Term + Short Term investments, Shareholders + Policyholders funds). A category showing "Not disclosed" means this insurer reported nothing against it this period, not that the figure was omitted.
Exposure-norm compliance
| Norm | Required min. | Actual | Status |
|---|---|---|---|
| Central Govt. Securities | 20% | 21.2% | Meets norm |
| Govt + Approved Securities | 30% | 41.7% | Meets norm |
| Housing & Infrastructure | 15% | 16.8% | Meets norm |
Required minimums are IRDAI's standard investment exposure norms, as printed on the insurer's own IRDAI Form NL-28b filing — not independently sourced by this site.
Non-performing investment assets
Gross NPA ratio: 0.75% of investment assets (₹21,707.65 lakh), for Q1 FY26-27, as filed in IRDAI form NL-30.
Provision coverage: 100.0% of Gross NPA, for Q1 FY26-27.
Yield on investments
| Quarterly (non-annualized) | Annualized (full FY) | |
|---|---|---|
| Gross yield | 10.69% | 11.98% |
| Net yield | 7.06% | 7.91% |
Quarterly figures are as filed for that quarter, not annualized — don't multiply by 4 to compare against the annualized column. Annualized figures come from the full financial year's own filing (IRDAI Form NL-31).