National Insurance Company Incurred Claims Ratio
98.9%
Q1 FY26-27
National Insurance Company's incurred claims ratio was 98.91% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Net incurred claims as a percentage of net earned premium, from IRDAI NL-20. Net incurred claims = gross claims incurred − reinsurance recoveries.
Note: NL-20 analytical ratios. Lower = better underwriting performance.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 98.9 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q4 FY25-26 | 99.4 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY25-26 | 88.6 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q2 FY25-26 | 95.3 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| Q1 FY25-26 | 103.1 % | NL-20-ANALYTICAL-RATIOS | 2026-10-26 |
| FY24-25 | 100.2 % | Statement-10 | 2026-09-10 |
| FY23-24 | 95.9 % | Statement-10 | 2026-09-10 |
| FY22-23 | 100.8 % | Statement-10 | 2026-09-10 |
| FY21-22 | 104.0 % | Statement-10 | 2026-09-10 |
| FY20-21 | 86.2 % | Statement-13 | 2026-09-10 |
| FY19-20 | 105.9 % | Statement-13 | 2026-09-10 |
Provenance
- Reported by
- National Insurance Company
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- pdfs/national-insurance/NL-20-ANALYTICAL RATIOS SCHEDULE.pdf · National Insurance Company's disclosure page
- Extracted by
- irw_adapter v1
- Last verified
- 2026-10-26
- Note
- NL-20 row: Net Incurred Claims to Net Earned Premium**