Narayana Health Insurance Incurred Claims Ratio

219.0%
Q1 FY26-27
Lower is better

Narayana Health Insurance's incurred claims ratio was 219% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Net incurred claims as a percentage of net earned premium, from IRDAI NL-20. Net incurred claims = gross claims incurred − reinsurance recoveries.

Note: NL-20 analytical ratios. Lower = better underwriting performance.

Historical Data

PeriodValueSource formData as of
Q1 FY26-27219.0 %NL-20-ANALYTICAL-RATIOS2026-10-26
Q4 FY25-2690.0 %NL-20-ANALYTICAL-RATIOS2026-10-30
Q3 FY25-2682.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2672.1 %NL-20-ANALYTICAL-RATIOS2026-10-28

Provenance

Reported by
Narayana Health Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
textplor-vendor-2026-27-Q1.xlsx · Narayana Health Insurance's disclosure page
Extracted by
EverythingInsurance Research (vendor-compiled dataset, textplor.com, offline 2026-10-26)
Last verified
2026-10-26
Note
Vendor-aggregated dataset, not pulled directly from insurer's own public disclosure page. Gap-fill only (no existing value for this insurer/metric/period). Cross-check against insurer's own source queued separately -- see project-log/quarterly-update-runbook.md.