ManipalCigna Health Insurance Personal Accident Incurred Claims Ratio

40.0%
Q1 FY26-27
Lower is better

ManipalCigna Health Insurance's personal accident incurred claims ratio was 40% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Segment-level net incurred claims ratio for Personal Accident, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure).

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2740.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q4 FY25-2636.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2643.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2645.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2664.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q4 FY24-2535.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q3 FY24-2546.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q2 FY24-2521.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q1 FY24-2547.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q4 FY23-2434.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q3 FY23-2426.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q2 FY23-2431.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q1 FY23-2448.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q4 FY22-2317.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q3 FY21-2222.8 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q2 FY21-2220.1 %NL-20-ANALYTICAL-RATIOS2026-10-25

Provenance

Reported by
ManipalCigna Health Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
07769dc0-e6ad-701d-f5b8-7716ee328184.pdf · ManipalCigna Health Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-25
Note
NL-20 segmental table, personal_accident row immediately after label, col 7