Factuary

ManipalCigna Health Insurance Personal Accident Combined Ratio

71.0%
Q1 FY26-27
Lower is better

ManipalCigna Health Insurance's personal accident combined ratio was 71% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Segment-level combined ratio for Personal Accident, from IRDAI Form NL-20's own segmental analytical-ratios table (not the company-wide NL-20 figure). Below 100% = underwriting profitability for this segment specifically.

Note: IRDAI Form NL-20 (Analytical Ratios Schedule), segmental breakdown page, 'Current Period' row for this segment.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2771.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q4 FY25-2671.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2680.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2681.0 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2698.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q4 FY24-2589.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q3 FY24-25102.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q2 FY24-2574.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q1 FY24-25108.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q4 FY23-2492.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q3 FY23-2492.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q2 FY23-2492.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q1 FY23-24114.0 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q4 FY22-2374.8 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q3 FY21-2280.1 %NL-20-ANALYTICAL-RATIOS2026-10-25
Q2 FY21-2273.5 %NL-20-ANALYTICAL-RATIOS2026-10-25

Provenance

Reported by
ManipalCigna Health Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
07769dc0-e6ad-701d-f5b8-7716ee328184.pdf · ManipalCigna Health Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-25
Note
NL-20 segmental table, personal_accident row immediately after label, col 9
← All metrics for ManipalCigna Health Insurancepersonal accident combined ratio across all insurers →Source documents