LIC 49th Month Persistency Ratio

61.8%
Q1 FY26-27
Higher is better

Life Insurance Corporation of India's 49th month persistency ratio was 61.79% for Q1 FY26-27, as reported in IRDAI form L-22-ANALYTICAL-RATIOS.

Percentage of regular/limited-premium individual policies in-force at the 49th month (approximately 4 years after issue), measured by premium count.

Note: L-22. Definition_version required for cross-era comparisons.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2761.8 %L-22-ANALYTICAL-RATIOS2026-09-06
Q4 FY25-2656.9 %L-22-ANALYTICAL-RATIOS2026-09-11
Q3 FY25-2658.6 %L-22-ANALYTICAL-RATIOS2026-09-11
Q2 FY25-2658.0 %L-22-ANALYTICAL-RATIOS2026-09-11
Q1 FY25-2662.9 %L-22-ANALYTICAL-RATIOS2026-09-11
Q4 FY24-2556.1 %L-22-ANALYTICAL-RATIOS2026-09-11
Q3 FY24-2556.0 %L-22-ANALYTICAL-RATIOS2026-09-11
Q2 FY24-2556.5 %L-22-ANALYTICAL-RATIOS2026-09-11
Q1 FY24-2560.7 %L-22-ANALYTICAL-RATIOS2026-09-11

Provenance

Reported by
LIC
Regulatory form
L-22-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
L-22 Analytical Ratios 30.06.2026 · LIC's disclosure page
Extracted by
EverythingInsurance Research
Last verified
2026-09-06