LIC 13th Month Persistency Ratio
70.4%
Q1 FY26-27
Life Insurance Corporation of India's 13th month persistency ratio was 70.38% for Q1 FY26-27, as reported in IRDAI form L-22-ANALYTICAL-RATIOS.
What this measures
Percentage of regular/limited-premium individual policies that remain in-force at the 13th month measured by premium count. A higher ratio indicates more policyholders are continuing to pay premiums.
Note: L-22. IRDAI methodology changed in 2014 and 2021 — cross-era comparisons require definition_version tag. This family covers Regular/Limited Premium Individual policies.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 70.4 % | L-22-ANALYTICAL-RATIOS | 2026-09-06 |
| Q4 FY25-26 | 67.8 % | L-22-ANALYTICAL-RATIOS | 2026-09-11 |
| Q3 FY25-26 | 69.4 % | L-22-ANALYTICAL-RATIOS | 2026-09-11 |
| Q2 FY25-26 | 68.2 % | L-22-ANALYTICAL-RATIOS | 2026-09-11 |
| Q1 FY25-26 | 70.9 % | L-22-ANALYTICAL-RATIOS | 2026-09-11 |
| Q4 FY24-25 | 68.6 % | L-22-ANALYTICAL-RATIOS | 2026-09-11 |
| Q3 FY24-25 | 68.6 % | L-22-ANALYTICAL-RATIOS | 2026-09-11 |
| Q2 FY24-25 | 68.2 % | L-22-ANALYTICAL-RATIOS | 2026-09-11 |
| Q1 FY24-25 | 72.3 % | L-22-ANALYTICAL-RATIOS | 2026-09-11 |
Provenance
- Reported by
- LIC
- Regulatory form
- L-22-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- L-22 Analytical Ratios 30.06.2026 · LIC's disclosure page
- Extracted by
- EverythingInsurance Research
- Last verified
- 2026-09-06