IFFCO Tokio General Insurance — Revenue Mix & Quality of Business
IFFCO Tokio General Insurance's revenue mix was led by Motor at 53.2% of gross direct premium for Q1 FY26-27, as reported in IRDAI form NL-4.
combined ratio, Q1 FY26-27
121.2%
−3.6 pts
incurred claims ratio, Q1 FY26-27
86.8%
−5.5 pts
net commission ratio, Q1 FY26-27
17.6%
+1.4 pts
expense ratio to gross premium, Q1 FY26-27
29.2%
+3.0 pts
Total gross direct premium, Q1 FY26-27
₹2,22,984 lakh
+10.2%
Largest line, Q1 FY26-27
Motor
53.2% of gross direct premium
Revenue mix — % of gross direct premium by segment, Q2 FY25-26 to Q1 FY26-27
Segment
Q1 FY26-27
Q4 FY25-26
Q3 FY25-26
Q2 FY25-26
FY25-26
Fire
12.7%
5.7%
8.7%
10.5%
11.2%
Marine
6.5%
3.8%
3.9%
4.1%
4.3%
Marine segments (2)
Line
Q1 FY26-27
FY25-26
Marine Cargo
₹13,828 lakh
₹36,100 lakh
Marine Hull
₹555 lakh
₹2,273 lakh
Motor
53.2%
58.8%
56.6%
39.0%
49.8%
Motor segments (2)
Line
Q1 FY26-27
FY25-26
Motor OD
₹59,663 lakh
₹2,11,658 lakh
Motor TP
₹58,853 lakh
₹2,33,885 lakh
Health
12.6%
10.9%
9.5%
12.0%
11.0%
Health segments (3)
Line
Q1 FY26-27
FY25-26
Health
₹25,599 lakh
₹86,880 lakh
Personal Accident
₹2,475 lakh
₹11,360 lakh
Travel
₹61 lakh
₹165 lakh
Other lines
15.1%
20.7%
21.3%
34.4%
23.8%
Other lines segments (6)
Line
Q1 FY26-27
FY25-26
Other
₹18,825 lakh
₹84,580 lakh
Engineering
₹10,440 lakh
₹33,927 lakh
Liability
₹2,326 lakh
₹7,582 lakh
Workmen's Comp.
₹2,001 lakh
₹7,383 lakh
Crop
₹71 lakh
₹79,112 lakh
Aviation
₹0 lakh
₹-7 lakh
% of gross direct premium per IRDAI Form NL-4 (Premium Schedule); FY columns sum all four quarters' "for the quarter" figures and only appear for fiscal years where all four quarters are available — an incomplete year isn't shown as an annual total. Health includes Personal Accident and Travel; click a line with more than one segment to see its own breakdown (latest quarter and latest complete fiscal year only — quarterly splits for lines this small are noisy to trend). The tiles above are company-wide ratios, as filed — not segment-specific; segment-level incurred claims ratio for the largest lines (IRDAI Forms NL-5 / NL-20 segmental) hasn't been extracted for this insurer yet, so it isn't shown here rather than estimated. SeeUnderwriting Performance for the full per-segment history.