IFFCO Tokio General Insurance Net Retention Ratio

64.7%
Q1 FY26-27
Size indicator — not ranked

IFFCO Tokio General Insurance's net retention ratio was 64.69% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Net Written Premium as a percentage of Gross Written Premium. Measures how much of the premium volume the insurer retains after ceding to reinsurers. A ratio near 100% means the insurer keeps most risk; a low ratio reflects heavy reinsurance dependence. Neither extreme is categorically better — appropriate retention depends on the insurer's capital position and line of business.

Note: NL-20 analytical ratios. Do not rank without context — a reinsurance-heavy strategy (low retention) may be prudent for catastrophe-exposed lines.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2764.7 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY25-2670.9 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2673.2 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q2 FY25-2657.5 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q1 FY25-2661.9 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY24-2572.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY24-2569.9 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q2 FY24-2561.2 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q1 FY24-2568.7 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY23-2459.7 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY23-2464.5 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q2 FY23-2467.3 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q1 FY23-2463.6 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY22-2366.8 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY22-2369.4 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q2 FY22-2374.1 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q1 FY22-2364.6 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY21-2270.7 %NL-20-ANALYTICAL-RATIOS2026-10-31

Provenance

Reported by
IFFCO Tokio General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
public-disclosure-june-2026.pdf · IFFCO Tokio General Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-31
Note
NL-20 row-format label match: net_retention