Factuary

IFFCO Tokio General Insurance Combined Ratio

121.2%
Q1 FY26-27
Lower is better

IFFCO Tokio General Insurance's combined ratio was 121.2% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

What this measures

Sum of the Incurred Claims Ratio and the Expense of Management Ratio as defined in IRDAI NL-20. Below 100% = underwriting profitability. Note: two different denominators — net earned premium (claims) and net written premium (expenses).

Note: Regulatory-native from NL-20. Not applicable to life insurers (different accounting model).

Historical Data

PeriodValueSource formData as of
Q1 FY26-27121.2 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY25-26116.4 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-26116.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q2 FY25-26119.6 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q1 FY25-26124.8 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY24-25117.9 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY24-25121.6 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q2 FY24-25120.9 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q1 FY24-25115.6 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY23-24115.5 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY23-24118.9 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q2 FY23-24110.4 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q1 FY23-24114.6 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY22-23113.0 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY22-23109.7 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q2 FY22-23107.4 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q1 FY22-23114.8 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q4 FY21-22117.9 %NL-20-ANALYTICAL-RATIOS2026-10-31

Provenance

Reported by
IFFCO Tokio General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
public-disclosure-june-2026.pdf · IFFCO Tokio General Insurance's disclosure page
Extracted by
irw_adapter v1
Last verified
2026-10-31
Note
NL-20 row-format label match: combined_ratio
← All metrics for IFFCO Tokio General Insurancecombined ratio across all insurers →Source documents