Factuary

ICICI Prudential Life Insurance Insurance Data

lifeIRDAI Reg. 105

Joint venture between ICICI Bank and Prudential plc, UK. Listed on NSE and BSE.

HQ: Mumbai
Founded: 2001
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IRDAI Disclosures ↗

ICICI Prudential Life Insurance is a life insurance company licensed by IRDAI (registration number 105). Its solvency ratio of 2.12× as of Q4 FY24-25 exceeds the IRDAI mandatory minimum of 1.5×, ranking 9th among 25 life insurers. The company reported gross written premium of ₹48951 crore in FY25-03, ranking 4th by premium among 25 life insurers. Its 13th-month premium persistency ratio was 81.5% in Q1 FY26-27.

Peer rank among life insurers with data for that metric. Not shown when fewer than 3 peers have data.

Premium

gross written premium₹48,951 croreFY25-03Handbook-Table-2-40

Solvency

solvency ratio2.12×Q4 FY24-25Statement-11

Persistency

61st month persistency ratio63.2%Q1 FY26-27NSE-QUARTERLY-RESULTS
37th month persistency ratio76.6%Q1 FY26-27NSE-QUARTERLY-RESULTS
49th month persistency ratio69.4%Q1 FY26-27NSE-QUARTERLY-RESULTS
25th month persistency ratio70.2%Q1 FY26-27NSE-QUARTERLY-RESULTS
13th month persistency ratio81.5%Q1 FY26-27NSE-QUARTERLY-RESULTS
25th month persistency by policy count77.8%FY23-24Handbook-Table-28
13th month persistency by policy count84.7%FY23-24Handbook-Table-28
37th month persistency by policy count69.0%FY23-24Handbook-Table-28
49th month persistency by policy count68.0%FY23-24Handbook-Table-28
61st month persistency by policy count58.2%FY23-24Handbook-Table-28

Financial Position

net worth₹11,941 croreFY24-25Handbook-Table-26

Distribution by Channel

Others premium₹0.00 croreFY24-25Handbook-Table-100
Bank Channel policies2,21,894FY24-25Handbook-Table-100
Brokers premium₹786.18 croreFY24-25Handbook-Table-100
IMF policies2,101FY24-25Handbook-Table-100
Bank Channel premium₹3,068.23 croreFY24-25Handbook-Table-100
Online premium₹216.52 croreFY24-25Handbook-Table-100
Brokers policies1,21,060FY24-25Handbook-Table-100
Others policies0FY24-25Handbook-Table-100
Individual Agents premium₹3,255.87 croreFY24-25Handbook-Table-100
POS premium₹4.63 croreFY24-25Handbook-Table-100
Corp. Agents (Other) premium₹275.01 croreFY24-25Handbook-Table-100
Individual Agents policies1,81,768FY24-25Handbook-Table-100
MI Agents premium₹0.02 croreFY24-25Handbook-Table-100
IMF premium₹20.89 croreFY24-25Handbook-Table-100
CSCs premium₹0.00 croreFY24-25Handbook-Table-100
MI Agents policies3,442FY24-25Handbook-Table-100
Direct policies73,404FY24-25Handbook-Table-100
Referrals premium₹0.00 croreFY24-25Handbook-Table-100
Web Agg. policies195FY24-25Handbook-Table-100
Web Agg. premium₹0.89 croreFY24-25Handbook-Table-100
Corp. Agents (Other) policies25,962FY24-25Handbook-Table-100
POS policies306FY24-25Handbook-Table-100
Direct premium₹2,408.09 croreFY24-25Handbook-Table-100
Online policies29,836FY24-25Handbook-Table-100
CSCs policies0FY24-25Handbook-Table-100
Referrals policies0FY24-25Handbook-Table-100

Lapse & Surrender

lapse and surrender ratio3.5%FY24-25Handbook-Table-27

Other Claims

claims settled in 3 to 6 months0.1%FY24-25Handbook-Table-18
claims settled after 1 year0.0%FY24-25Handbook-Table-18
claims settled in 6 to 12 months0.0%FY24-25Handbook-Table-18
claims paid within 1 month98.1%FY24-25Handbook-Table-18
claims settled in 1 to 3 months1.7%FY24-25Handbook-Table-18

Other

Brokers lives55,84,619FY24-25Handbook-Table-102
Web Agg. premium₹0.00 croreFY24-25Handbook-Table-102
Corp. Agents (Other) schemes188FY24-25Handbook-Table-102
Bank Channel premium₹2,295.19 croreFY24-25Handbook-Table-102
Web Agg. lives0FY24-25Handbook-Table-102
CSCs schemes0FY24-25Handbook-Table-102
Direct schemes1,000FY24-25Handbook-Table-102
Bank Channel lives1,15,35,099FY24-25Handbook-Table-102
Online lives0FY24-25Handbook-Table-102
Bank Channel schemes547FY24-25Handbook-Table-102
Individual Agents lives91,572FY24-25Handbook-Table-102
Corp. Agents (Other) lives1,40,83,342FY24-25Handbook-Table-102
Web Agg. schemes0FY24-25Handbook-Table-102
Direct lives90,94,222FY24-25Handbook-Table-102
IMF premium₹13.64 croreFY24-25Handbook-Table-102
Brokers premium₹1,336.40 croreFY24-25Handbook-Table-102
POS premium₹0.00 croreFY24-25Handbook-Table-102
Others schemes0FY24-25Handbook-Table-102
CSCs premium₹0.00 croreFY24-25Handbook-Table-102
Others lives0FY24-25Handbook-Table-102
IMF schemes15FY24-25Handbook-Table-102
Brokers schemes5,209FY24-25Handbook-Table-102
MI Agents lives92,293FY24-25Handbook-Table-102
Online schemes0FY24-25Handbook-Table-102
Individual Agents premium₹264.26 croreFY24-25Handbook-Table-102
Others premium₹0.00 croreFY24-25Handbook-Table-102
Direct premium₹6,673.26 croreFY24-25Handbook-Table-102
IMF lives1,19,125FY24-25Handbook-Table-102
Online premium₹0.00 croreFY24-25Handbook-Table-102
POS lives0FY24-25Handbook-Table-102
POS schemes0FY24-25Handbook-Table-102
MI Agents schemes0FY24-25Handbook-Table-102
Corp. Agents (Other) premium₹2,607.67 croreFY24-25Handbook-Table-102
MI Agents premium₹3.81 croreFY24-25Handbook-Table-102
CSCs lives0FY24-25Handbook-Table-102
Individual Agents schemes321FY24-25Handbook-Table-102
traditional plan commission paid₹4,217.80 croreFY24-25Handbook-Table-13
ULIP commission paid₹641.60 croreFY24-25Handbook-Table-13

Data from IRDAI public disclosures. Click a metric name for full history and provenance.

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