ICICI Lombard General Insurance Incurred Claims Ratio
76.4%
Q1 FY26-27
ICICI Lombard General Insurance's incurred claims ratio was 76.4% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.
What this measures
Net incurred claims as a percentage of net earned premium, from IRDAI NL-20. Net incurred claims = gross claims incurred − reinsurance recoveries.
Note: NL-20 analytical ratios. Lower = better underwriting performance.
Historical Data
| Period | Value | Source form | Data as of |
|---|---|---|---|
| Q1 FY26-27 | 76.4 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| Q4 FY25-26 | 70.8 % | NL-20-ANALYTICAL-RATIOS | 2026-10-31 |
| Q3 FY25-26 | 68.7 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q2 FY25-26 | 72.1 % | NL-20-ANALYTICAL-RATIOS | 2026-10-28 |
| Q1 FY25-26 | 73.0 % | NL-20-ANALYTICAL-RATIOS | 2026-09-10 |
| FY24-25 | 70.6 % | Statement-10 | 2026-09-10 |
| FY23-24 | 70.8 % | Statement-10 | 2026-09-10 |
| FY22-23 | 80.8 % | Statement-10 | 2026-09-10 |
| FY21-22 | 75.1 % | Statement-10 | 2026-09-10 |
| FY20-21 | 68.6 % | Statement-13 | 2026-09-10 |
| FY19-20 | 72.9 % | Statement-13 | 2026-09-10 |
Provenance
- Reported by
- ICICI Lombard General Insurance
- Regulatory form
- NL-20-ANALYTICAL-RATIOS · what this form contains
- Reporting period
- Q1 FY26-27
- Source document
- 2026-06-30_nl-20.pdf · ICICI Lombard General Insurance's disclosure page
- Extracted by
- nonlife_adapter.py v1
- Last verified
- 2026-09-10
- Note
- NL-20 row-format label match: icr