ICICI Lombard General Insurance Expense Ratio To Gross Premium

28.8%
Q1 FY26-27
Lower is better

ICICI Lombard General Insurance's expense ratio to gross premium was 28.8% for Q1 FY26-27, as reported in IRDAI form NL-20-ANALYTICAL-RATIOS.

Expense of Management as a percentage of Gross Direct Premium, from IRDAI NL-20. Alternative denominator to net written premium — gives a different perspective on cost structure.

Note: NL-20 analytical ratios. Always specify the denominator — EOM/NWP and EOM/GDP are both reported in NL-20 and produce different figures.

Historical Data

PeriodValueSource formData as of
Q1 FY26-2728.8 %NL-20-ANALYTICAL-RATIOS2026-09-10
Q4 FY25-2632.1 %NL-20-ANALYTICAL-RATIOS2026-10-31
Q3 FY25-2626.5 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q2 FY25-2631.9 %NL-20-ANALYTICAL-RATIOS2026-10-28
Q1 FY25-2627.8 %NL-20-ANALYTICAL-RATIOS2026-09-10

Provenance

Reported by
ICICI Lombard General Insurance
Regulatory form
NL-20-ANALYTICAL-RATIOS · what this form contains
Reporting period
Q1 FY26-27
Source document
2026-06-30_nl-20.pdf · ICICI Lombard General Insurance's disclosure page
Extracted by
nonlife_adapter.py v1
Last verified
2026-09-10
Note
NL-20 row-format label match: expense_gdp